With over twenty years in the financial services industry, Kris Tower is one of Colorado’s leading experts in financial planning for individuals, families, and small business owners. As Senior Managing Director with American Portfolios Denver, Kris guides clients through investment strategy, future financial planning, and execution of financial goals as they navigate investment opportunities. He also provides direction on investment management, retirement savings, and converting retirement savings into a reliable income stream at the time of retirement.
Kris is the Senior Managing Director of American Portfolios Financial Services, a Certified Financial Planner® (CFP), Accredited Investment Fiduciary® (AIF), and a Certified Plan Fiduciary Advisor® (CPFA). In 2020, Kris was elected by his peers to serve on the executive committee of the OneFPA council, the primary leadership council of the Financial Planning Association, which is the principal professional organization for Certified Financial Planners with over 23,000 members. Kris accepted this honor after serving for many years on the organization’s Public Policy Council.
Kris also served as the 2019 Chairman of the Colorado Financial Planning Association. He currently serves on the Financial Industry Advisory Committee to the Colorado Securities Commissioner and is a former member of the Producer Advisory Council to the Colorado Insurance Commissioner. In 2020, Kris was named as a Five Star Wealth Manager for the ninth consecutive year.
Kris is a Montana native, a University of Wyoming graduate, and has lived in the Denver community for over twenty years. He also serves on the leadership board of the STAR Institute, which provides assistance in improving the quality of life for children, adolescents, and adults with Sensory Processing Disorder (SPD) and their families. Kris is recently engaged to his fiancee Wendy.
Kris Tower is licensed to conduct business in the following states: AZ, CA, CO, FL, IA, ID, KS, LA, MI, MN, MO, MT, ND, NE, NH, NJ, NM, NV, OK, PA, SC, SD, TX, WA, WI, WY.
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Ron Taylor brings twenty years of financial services experience and a wealth of knowledge to American Portfolios Denver. His background in compliance, business development, growth management, and sales is a valuable contribution to our team. Ron has a passion for developing financial advisors and helping them achieve greater success through planning, coaching, and mentoring.
Ron is a graduate of Wake Forest University and an active member of the Financial Planning Association (FPA). When he's not busy serving clients, Ron enjoys hiking, skiing, and spending time exploring Colorado with his four children.
Ron Taylor is licensed to conduct business in the following states: CO.
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With over 33 years in the financial services industry, Loretta Chiofolo focuses on helping individuals, families, and non-profits plan for financial success. Utilizing retirement and financial planning to help map a financial future as well as provide efficient and cost-effective portfolio management.
Loretta is a Certified Financial Planner (CFP) and earned a Chartered Retirement Plans Specialist (CRPS) designation. She is an active member of the Society of Financial Services Professionals.
Loretta works with clients and their tax and legal professionals. Her goal is to provide the best, most cost-effective and results-driven financial engagement possible for her clients. She assists client with investment strategy and planning that identifies financial and retirement goals for creating reliable sources of income during retirement.
Loretta was born in Denver, Colorado. After graduation from the University of Colorado in Boulder with a degree in Economics, she worked in New York City and Garden City, New York for 18 years. She returned to Colorado with her daughter in 2002 and now lives in Roxborough, southwest of Denver.
In her spare time, she rides her horse Avery, skis and hikes in the beautiful Colorado mountains near her home.
Loretta Chiofolo is licensed to conduct security and insurance business in the following states: CO, AZ, CA, CT, DC, DE, FL, GA, MA, MD, NC, NJ, NM, NY, SC, TX, and VT.
Neil Egleston brings over 20 years of experience to our team at American Portfolios Denver. He focuses on delivering a comprehensive approach to managing wealth that begins with listening to a client's personal goals and customizing a financial strategy for the individual, family, and business owner. Neil provides direction on investment management, college planning, retirement savings, retirement income solutions, and asset protection.
Neil is a New York native and a graduate of St. John's University. He enjoys playing golf, skiing, and exploring Colorado with his wife and son.
William (Bill) Larkin is a veteran Financial Services associate with for over fifteen years of experience. He's spent the past five years creating financial plans that incorporate college planning, retirement planning and wealth transfer.
Bill joined American Portfolios Denver because it allows him to focus on his clients' best interests. He believes that at American Portfolios Denver your clients become customers who become friends. He values doing the right research to make sure each customer is in the right investment product to best serve them in the future. Being a financial advisor gives William the gratification of seeing our hard work with clients become a reality as customers live out their financial dreams.
Bill is a graduate of Kansas University with a major in Mathematics. He spent five years in the military, serving in the Air Force Reserves and as a commissioned officer in the Navy. He and his wife have been married for 21 years and have two children. Whenever he's not busy serving our clients, William enjoys playing golf and officiating basketball.
William (Bill) Larkin is licensed to conduct business in the following states: CO and TX.
Alec brings five years of experience to our American Portfolios Denver team as an Associate Advisor. He is a graduate of Colorado State University where he majored in Financial Planning. Alec is responsible for serving existing clients and creating new financial planning relationships.
Alec's decision to join American Portfolio’s stemmed from wanting to be in the best possible position to offer fiduciary advice, which in turn would allow him to serve his clients to the best of his ability. Alec has a great passion to serve people through the platform of financial planning, takes great pride in helping people accomplish their goals and enjoys giving his clients great confidence in their financial future.
Alec is an avid sports fan and played college basketball at Northwestern College. He loves enjoying the Colorado outdoors as well as serving at his local church, as a member of the Young Professional Executive Team at the Aurora Chamber of Commerce, and on the Partnership Committee with the Colorado Financial Planning Association. He and his wife Sydney reside in Lone Tree.
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Ray Parnell serves his clients with the specific goal of building long-term personal relationships, with particular focus serving military & veteran families and small business owners. Ray specializes in helping clients gain a deeper understanding of their current financial position, and learning the potential of what they can achieve with the personalized coaching of a financial advisor. His financial planning philosophy is centered on knowing the goals and motivations of his clients, helping them enjoy today, prepare for tomorrow, and implement a sustainable financial plan they are proud of.
Ray holds an MBA from Webster University. His 22 years of service in the U.S. Army instilled a sense of service before self, the importance of team work, and satisfaction in a job well done. Ray volunteers in the local military community, and takes special pride supporting programs focused on leadership development.
He is a member of the Financial Planning Association, TREA – The Enlisted Association, and the Pikes Peak Sergeant’s Major Association.
Ray and his lovely bride have two wonderful daughters, one of whom is in college and the other in high school.
Marie McClellan has over 25 years of experience as an Executive Assistant supporting CEO’s and Directors across multiple industries, including Entertainment, Premium Pet Food, Technology, Real Estate Development, and Retail. She was raised in southern California and started her professional career in Inventory Accounting in the Magic Kingdom of Disneyland. Marie previously served as the Executive Assistant to the CEO of the Credit Division of Nordstrom with their strong reputation of exceptional customer service. When Marie isn't busy serving American Portfolios Denver clients, she enjoys dancing and often performs at local venues with her dance troupe.
Originally from Elgin, Tasha has been working in the investment industry since 1995. She finds the best available products and solutions to meet her clients’ needs. “It’s all about the client. I am here to listen, gather information and develop a strategy based on the clients’ needs.” A Certified Financial Planner® practitioner with more than two decades of experience, Tasha creates personalized plans to help her clients reach their financial goals.
Blaine began his financial services career in 1999 as a registered representative with a national firm and joined American Trust Center in 2006 as a Trust Officer. Blaine is a lifelong Dickinson resident, graduated from Dickinson State University, and is involved in the community, serving in various roles on the board of directors for several local non-profits. Blaine is a Certified Trust and Financial Advisor and a graduate of the Cannon Financial Institute’s Personal Trust School, as well as holding his series 7, 63 and 65 securities and ND insurance licenses. Blaine manages the West Region of the Personal Trust Division, as well as the Wealth Management division of the Company. Blaine blends his years of experience and professional training to assist his clients in achieving financial and personal success with sound planning and practical advice.
Bruce grew up on a ranch near Rose, Nebraska, received his Bachelor’s Degree from the University of Nebraska-Lincoln, and lived in Washington, D.C. for five years before moving to Kearney in 1994. He started his financial services career at Dean Witter Reynolds, Inc. as a Registered Representative and after more than 15 years managing trusts for two Nebraska-based bank trust departments, joined Black Oak Investment Council.
In 2019, Bruce joined American Portfolios Financial Services as a Registered Representative and Novem Group as an Investment Advisor. He currently leads the investment division at Five Points Financial as an affiliate advisor with American Portfolios Denver. Bruce currently serves on the Kearney City Council, the Buffalo County Economic Development Council, and the Kearney Area Community Foundation. He also volunteers with Kearney Catholic High School and Kearney Soccer Club as well as other community service organizations. When he's not at Five Points, Bruce likes to coach soccer, improve his BBQ skills, and spend time with his wife, Menda, and their two daughters.
Casey was born and raised in Hartington, NE. After graduating from Hartington Public High school, he attended Wayne State College as a scholarship member of the football team and earned his Bachelor's degree in Finance. After graduating college, Casey began a career as a PGA golf professional in California before switching gears and becoming a financial advisor for Morgan Stanley. Casey was offered and accepted a position with ING as an advisor in their Portland, Oregon office, and remained there until he returned to Nebraska to work for Midland Insurance and Securities America in Bloomfield. Casey currently serves as a Registered Representative for American Portfolios Financial Services and Novem Group as an Investment Advisor affiliated with American Portfolios Denver.
When not at the office, Casey spends his time working as a professional musician, playing golf, and going to concerts.
A lifelong resident of North Dakota, Melinda has been working in the investment industry since 1995. Her goal is to provide high-quality education, products, and services to her clients. “I enjoy working with individuals on a customized plan to meet their needs.” Melinda understands that each individual has unique personal and financial goals, so she uses one or a combination of tools offered by American to help her clients reach those goals.
With over 20 years in the financial services industry, Tom Nazzaro focuses on helping businesses and non-profits of all sizes create the best retirement plan for the employees. Working with owners, boards of directors, executives and HR advisors and professionals, his goal is to provide the best, most cost-effective 401K, 403B, or profit sharing retirement plan solution for your organization. He is an Accredited Investment Fiduciary, a member of the Rotary Club of Denver SE, has served on the board of directors for the Rotary Club, and a member of the South Metro Chamber of Commerce. Tom and his wife have lived in the Denver community for over 15 years with their two children, one a graduate of the Air Force Academy.
Tom Nazzaro is licensed to conduct business in the following states: CA, TX, NJ, NM, CO, and FL.
A lifelong resident of North Dakota, Cole has been working in the investment industry since 2013. He enjoys finding the best available products and solutions to meet his clients’ needs. Cole takes great pride in giving clients the level of service that he would expect to receive. While offering a welcoming environment, Cole appreciates the opportunity to get to know you in order to create a personalized plan that will help you reach your financial goals.